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Bad credit Loans
Been Refused A Loan?

If so, don't panic! We are experts in helping people with bad or adverse credit.

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Want ONE lower monthly payment?

We specialise in helping people consolidate their debts into one lower monthly payment.

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Bad Credit Loans, Consolidation Loans or even Secured Loans!

We pride ourselves in helping people with bad or adverse credit.

Whether you're looking for debt consolidation, car finance or home improvements, we will offer you help along with FREE financial advice based on your circumstances. Our specialist bad credit team will help:

  • Bad or Adverse Credit, CCJ's or Defaults?
    A poor credit history need not be a problem in helping you.
  • Debt Consolidation Experts
    Specialist debt consolidation advisors on hand for FREE advice.
  • Homeowner or Tenant?
    We help both homeowners and tenants.

To apply you can simply fill out the "Quick Enquiry" form to the right and we will call you back. Alternatively you can complete our full "Application Form".

Name
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Loan Required? (£)
Current Debt Level? (£)
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IVA

RATES FROM 7.9% APR TO 150% APR VARIABLE. TYPICAL APR OF 35%. OUR HIGHEST RATE IS FOR CUSTOMERS WITH SEVERE CREDIT PROBLEMS. WE ONLY PLACE SMALL LOAN SIZES OF UP TO £500 AT THESE RATES OF INTEREST.

IF YOU ARE A HOMEOWNER LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.